Learn the design, the data, and the AI, straight from the people building it right.
Loyalty's leaders. One stage. Two days.
The summit
The International Leaders in Loyalty Summit brought together loyalty, CX, data, CRM and marketing leaders from banking, retail, QSR and hospitality to explore how brands build deeper customer relationships through data, personalisation and technology, well beyond points and discounts. South Africa’s loyalty community is world-class, and this global event, hosted in Cape Town, proved it, turning two days of keynotes, fireside chats and panels into a true networking experience.
Keynote topics discussed
Amanda Cromhout, CEO of Truth Loyalty
The psychological foundations behind customer choice and Loyalty
Amanda explored 10 psychological drivers behind loyalty engagement, highlighting how understanding customer behaviour can help loyalty programmes achieve more focused, effective results.
Per Ostberg, Futurist
Will humans survive the tech revolution?
Per examined how AI could reshape industries, homes and everyday life by 2040, highlighting the growing need to consider accountability and human consequences as technology becomes increasingly embedded in our lives.
Len Llaguno, Found and managing partner at KYROS insights
Measure what matters
Len demonstrated how Customer Lifetime Value can help loyalty teams prove incremental value, providing a more robust way to measure ROI and communicate loyalty’s impact to the business.
Michael Smith, Co-founder of the Loyalty Security Association (LSA)
The who and the what of loyalty fraud
Michael Unpacked the evolving threat of loyalty fraud, highlighting why prevention, detection and resolution need to become an ongoing part of programme design without compromising the member experience
Max Byloff – CEO of Comarch Loyalty
Data is the grape. Loyalty is the wine. Why technology still needs human craft.
Max highlighted how AI can take care of transactional processes while human creativity, collaboration and trust remain essential to turning customers into genuine brand fans.
Maré Louw – CCO at Woolworths Financial Services
Loyalty by design: navigating the green lights and red flags on the journey from vision to launch
Maré Shared the story behind the build and launch of MyDifference+, highlighting how customer focus, internal alignment and continuous accountability can turn a loyalty vision into a successful programme.
The Speakers

She was recognised as ‘Best Loyalty Professional’ in 2024 and as ‘International Loyalty Personality of the Year’ – 2023 at The International Loyalty Awards.
Amanda is the author of a compelling business-read called Blind Loyalty – 101 loyalty concepts radically simplified. This is a loyalty playbook not-to-be missed.
She is a judge on The International Loyalty Awards and Founder / Judging Chair of The South African Loyalty Awards. She is also the Founder of The African Loyalty Association and African Loyalty Awards.
Amanda is passionate about giving back and has founded The Blind Loyalty Trust to aid financially disadvantaged individuals by reversing unnecessary blindness, after suffering her own a life-changing eye condition in 2022, which left her temporarily blind in her right eye.



With his worldwide experience and curiosity about the future, he challenges directors, executives, and managers to Think Differently About the Future!

understand and prevent fraud.
A co-founder of the Loyalty Security Association (LSA) and a former member of the British
Airways Frequent Flyer Program team, he brings extensive practical experience to the field.
In addition he also serves as a Board Advisor for Ai Events | Airline Information, which hosts
leading events in airline/travel loyalty, co-brand, payments, and fraud.
Actively engaged with the industry, Michael frequently speaks at loyalty conferences and
collaborates with loyalty programs managers. Through the LSA Working Groups hearing
direct from the front line of cybersecurity and fraud management professionals he remains at
the forefront of the latest fraud tactics, account takeovers (ATOs), and methods used to
compromise points and miles.


Before joining FNB, he held senior leadership roles as Financial Director at Multisource Technologies and Chief Operating Officer / Chief Executive Officer at Bright Black.
During his 12 years at FNB, Pieter has held numerous roles, including Head of Strategic Projects and Marketing, Head of Customer for Credit Card, Head of Tactical Recoveries for Collections and Fraud, Head of Collection Strategies and Quantitative Analyst, and CEO of Easy Sub-Segment.
In these roles, he played an integral part in enhancing customer value propositions, increasing market share and customer numbers, and implementing and developing strategies to drive the business forward.
As CEO of Retail Sales and CDAO Interactions FirstRand, Pieter was responsible for ensuring that sales strategies and KPIs were met, pulling the Retail Platform story together, driving an end-to-end view of prospect and customer data and interactions, and leveraging interactions data to mature contextual offers and campaign execution across assisted and unassisted customer interfaces.
In February, Pieter was appointed CEO of eBucks — a challenging leadership role that leverages his skills and experience, contributes to organizational goals, and supports sustained success. He maintains a keen focus on seamless customer experience across all interfaces, with a commitment to optimal outcomes in sales and customer interactions.

His journey in loyalty began in a call centre before moving into fraud management, providing a deep understanding of customer behaviour, programme risk and operational realities. Over the years, he has helped shape the strategic direction of loyalty across multiple brands, ensuring programmes remain simple, generous and commercially sound.
He oversees Customer Engagement, Digital Platforms, and the full loyalty ecosystem.
His work has strengthened Spur’s first-party data strategy, enhanced the measurement of customer behaviour, and introduced advanced targeting and A/B testing to optimise performance.
He also leads the development of loyalty propositions and programme enhancements that protect franchisees while delivering value to guests.
Earle’s approach combines strategic thinking with hands-on execution, ensuring loyalty is not only a marketing tool but also a measurable growth driver. His leadership continues to strengthen Spur Corporation’s capabilities, embedding loyalty at the heart of customer experience and brand competitiveness across all restaurant brands.


With over 18 years of experience spanning marketing, loyalty, digital transformation, customer strategy, and analytics, I have led the creation of customer value ecosystems that deliver growth, deepen engagement, and build lasting loyalty.
Known for combining strategic vision with creative ambition and commercial rigour, I thrive on turning emerging trends into competitive advantage. My passion is shaping the future of marketing where data fuels insight, technology enables scale, and loyalty becomes a powerful driver of customer lifetime value.
Building brands people love. Creating loyalty people value. Shaping the future of customer growth.

Since 2007, Adam has been helping brands design and deploy customer loyalty and loyalty programs that are customer-sensitive, organisationally aligned and commercially incremental.
Adam is the creator of ‘The new loyalty program is a JoyaltyTM Program’ and is passionate about adding "Moments of Magic" to elevate loyalty programs beyond transactions.
He has designed and deployed customer loyalty, retention and loyalty program strategies across retail, shopping centres, QSR, hospitality, hotels, financial services, health insurance, childcare, leisure, entertainment, and B2B industries.
Adam is author of For Love or Money™ the in-depth consumer research studies on customer loyalty and loyalty programs, now in its 19th edition.


She has led the design and delivery of 40+ B2C, B2B, and enterprise loyalty programs for ASX-listed organisations, high-growth startups, and consultancies across multiple sectors.
Carly is the APAC Host of Let’s Talk Loyalty, Co-Founder of WiiN Global, and a Founding Board Member of IMA MEAPAC, contributing to the advancement of loyalty and incentive marketing across the region.
A Certified Loyalty Marketing Professional (CLMP), she applies behavioural insight and commercial rigour to drive measurable member value, sustained engagement, and ROI.

Before founding Paradigm Connect, Julia spent 28 years as CEO of Associated Media Publishing, one of South Africa’s most influential independent media companies. She led its transformation from a legacy print publisher into a multi-platform media business across their many international titles including Cosmopolitan, O The Oprah Magazine, Marie Claire, Good Housekeeping, and while developing home grown brands that built lasting relationships with women across Africa.
Julia brings a rare combination of media storytelling instinct and commercial strategy to the loyalty space through understanding not just how to acquire subscribers, but how to keep them engaged through content that genuinely matters to them. She is an alumnus of both the University of Cape Town and New York University.


His career includes senior leadership roles at Points.com, Porter Airlines and Aimia, where he managed major loyalty partnerships, led the evolution of airline and travel rewards platforms, and developed customer-focused digital products and experiences.
Today, Andrew leads Points Africa’s development of a mobile-first coalition loyalty and customer intelligence platform for Africa. The platform has issued more than 200 million points in five months, connecting consumers with financial institutions, mobile money operators and leading brands across everyday spending categories.
Andrew is focused on using loyalty, data and digital technology to create greater value for African consumers and drive sustainable growth for participating businesses.
Pieter Woodhatch
CEO
FNB eBucks
Kelly Goldsworthy
Head: Live Better
Capitec Bank
Fionna Ronnie
Chief Marketing Officer
Clicks
Earle Cloete
Head: CRM & Digital
Spur Corporation
Amanda Cromhout
Truth: CEO & Founder
Moderator
Panel Discussion
FNB eBucks, Capitec Live Better, Clicks ClubCard and Spur Rewards go head to head on one stage for the first time at the International Leaders in Loyalty Summit, as new data shows record loyalty membership driven by cost-of-living pressure.
Brands present at the summit
Global and local brands present at the Summit
Sponsors
PLATINUM
TURQUOISE
EVENT
LOYALTY MEDIA PARTNER
Loyalty Events:
